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It is pertinent for first time homebuyers to take this note to cognizance when taking decisions in property acquisition. The moment you are not familiar with the process, please follow this guide though not necessarily in the outlined order. It will help your decision making.
a. Seek out for Credible Agent
Considering the diluted property market space in Nigeria, there is the need to be certain of credibility and competency of the agent you hire. Your agent may be instrumental to your success or failure on your choice of property. Your agent needs to understand the dynamic nature of the real estate industry in that locality as it varies from one location to the other. The job of your agent is to simplify your search by making it seamless. The agent will review your request and send you listings based on your brief against your roaming different locations which may even be a fruitless journey. Your agent will preview the listings that match your request in terms of price, location, security, title on the property, future returns on your investment and advice you accordingly.
b. House / Property Inspection
Ensure you do not schedule to view more than 5 properties. Anything more may create confusion and bad decision making. Inspect 5, review them according to your parameters (what you desire in a home) and decide. If you cannot tick 80% of your parameters then seek to view more listings till you have a choiced home selection.
c. Documentations
It is paramount to ascertain how genuine the document on the property is. Seek to find more details. Ask questions. Talk legal. Engage a competent lawyer to review the buying stage. Check with the local/state lands registry bureau. Cross your I s’ and dot your T’s’. Be deliberate in your actions.
d. Negotiation of the Offer
Compare your different property offers but do no base your offers primarily on prices. Some might be overpriced. Consider the location, land size, built area, design, year built, accessibility and infrastructure.
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